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The unbundling of the budget app. Why a conversational finance surface absorbs what the personal-finance apps charge for, and what survives the absorption.
Exploring how a new conversational finance interface is transforming personal finance apps by absorbing features traditionally charged for, and what remains separate.
The cleaner cap table. Why Anthropic’s public-benefit structure dodges OpenAI’s charitable-trust problem — and trades it for a governance question of its own.
Anthropic’s legal structure, designed as a public-benefit corporation, sidesteps OpenAI’s charitable-trust challenges, raising new governance questions.